Home Loans

^ The comparison rate is based on a secured loan of $150,000 over the term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

* Promotional offer available on new borrowings from $50,000 when applying by 30 April 2021. Package eligibility applies. Excludes LVR above 80%. Variable interest rate is current as at 22 February 2021 and is subject to change. Maximum loan amount is $15,000,000.

** $3,288 cashback offer: To be eligible for the $3,288 refinance cashback, you must submit your new home loan applications for full approval between 15 February 2021 and 30 April 2021 and settled by 30 June 2021 and have refinanced from a financial institution other than HSBC Bank Australia. The offer is only available once per customer within this period. Maximum cashback amount of $3,288. Limit of one $3,288  cashback payment per borrowing entity and per customer. Where a home loan has more than one applicant and one applicant receives the cashback, all applicants are deemed to have received the cashback. Minimum refinance amount of $250,000 applies. Offer excludes construction loans, bridging loans and principal increases, non-residents and non-natural persons (such as trusts and companies). Cashback will be credited into your HSBC Transaction or Home Loan account within 60 days of settlement. Tax consequences may arise from this promotion for investors and you should seek independent financial or legal advice. Offer current as at 15 February 2021 and subject to change. Credit criteria, fees and charges apply. 

# Available on borrowings from $50,000. Excludes LVR above 80%. Interest rate is current as at 22 February 2021 and is subject to change. Reverts to HSBC's Standard Variable Rate. Maximum loan amount is $15,000,000.

1. To be eligible for HSBC Home Loan Package, you must have minimum borrowings of $150,000 and pay the annual package fee of $390. The package fee will be deducted from the loan proceeds at settlement, and charged to the package home loan on the first business day of the loan anniversary month. Excludes non-resident applications.

+ Fixed break costs may apply if repayments are greater than $10,000 per year or if the fixed contract is broken before the end of the fixed loan term.

Maximum loan amount is $15,000,000. Home Loan and personal banking terms, fees, charges and lending criteria apply.

Credit provided by HSBC Bank Australia ABN 48 006 434 162. Australian Credit Licence/AFSL 232595.