Buying your first home?
Taking the first steps to home ownership is an exciting time, and it can also be daunting. There's lots to consider, including finding the right home loan. With our handy guides, tools and offers, you'll find everything you need to know about getting your first home loan with us.
The benefits of getting an HSBC home loan are:
We offer some of the most competitive rates, across a range of loans
We'll be there to help you on your home buying journey
With a range of fixed and variable home loans, we'll help you find a home loan that suits your needs
Low deposit options
Our low deposit home loans (10% deposit) could help you secure a loan sooner
Tools to help with the decision-making
See how much your repayments will be for your dream home. This is a good place to start if you have an estimated property price.
Things to know
There's a lot to think about when buying your first home, from saving a deposit to choosing the right loan - and we're here to help you every step of the way.
Thinking of buying your first home?
The process of buying property may seem daunting, and it can be hard to know how to get started. We're here to help make the process of becoming a first home buyer easier.
Best ways to save money
It can be hard to get a good return on your savings. Here are ways to improve your returns, and earn more than the standard rate.
Saving for a house deposit
Saving up for a deposit on a house is one of the biggest challenges to owning a home. But don't let that hold you back.
Our home loan options
Home Value Loan
Enjoy a competitive variable rate and loan features to give you the flexibility you need.
Standard Variable Rate Loan
Make extra payments as often as you like and combine them with an offset account to save on interest.
How to apply
Call us, visit a branch or start a conversation online.
How much can you afford to spend on a home?
Here are some of the other costs to consider when you're figuring out your budget.
Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Australia Credit Licence 232595. Terms, conditions, fees, charges and HSBC lending criteria apply. This article does not take into account your personal or financial situation. Please consider a relevant Product Disclosure Statement, available at hsbc.com.au or by calling 1300 308 008 before making a decision about this product.