Why choose home and contents insurance?

Your home is your most precious possession. With HSBC Home Building and Contents insurance, you'll enjoy peace of mind knowing that your most valuable asset is protected.

 

Key features of our product include1:

  • Cover against a range of insured events including: fire, theft and storm damage.
  • New-for-old replacement of most contents (regardless of age).
  • Legal liability up to $20 million.
  • Up to $5,000 cover for fraudulent use of your lost or stolen credit card.
  • Guests' and visitors' property cover up to $5,000.
  • Up to $500 to replace food should your fridge / freezer break down or suffer an accidental power loss.
  • Optional Personal Effects cover to protect your valuable personal items, like an MP3 player, camera, sunglasses or spectacles, against loss or damage anytime, anywhere in Australia - plus up to 35 days of overseas cover in any one period of insurance.

Ways to save:

  • Up to 10% quote discount if you combine Home Buildings and Contents Cover on the same policy2.
  • A no claim bonus of up to 30% depending on your claims history3.
  • Pay by the month at no additional policy fee4.

Ways to open:

Online, Branch, Phone

Get a quote for Home and Contents Insurance

Apply by phone or branch 

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Call us today

Call 1300 131 605 from Monday to Friday, 8am to 8pm (AEST)

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Terms & Conditions 

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Minimum premiums may apply - Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts are subject to change without notice. Home Insurance discounts - To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However customers who have had up to two claims may still qualify for a reduced No Claim Bonus. Discounts may not be applied to any flood component of the premium (if applicable).

1Cover varies depending on whether you choose the vital, classic or prestige cover options.

2Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to any flood component of the premium (if applicable).

3To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However customers who have had up to two claims may still qualify for reduced No Claim Bonus. To decide if this product is right for you, please carefully read the Product Disclosure Statement.

4Premiums payable by instalments may be subject to minor adjustments (upward or downwards) due to rounding and financial institution transaction fee may apply.

 Home Building and Contents insurance is issued by and underwritten by Allianz Australia Insurance Limited (Allianz) ABN 15 00 122 850 AFSL 234708. HSBC Bank Australia Limited (HSBC) ABN 48 006 434 162 AFSL 232595 acts as an agent for Allianz in providing its arranging and referral services and may provide general advice in relation to the products mentioned. We do not take into account what you currently have, want or need for your financial future. You should consider these matters and read the Product Disclosure Statement (PDS) before you make a decision. A copy of the PDS is available at www.hsbc.com.au, by visiting an HSBC branch or calling 1300 308 008. HSBC receives commission, which is a percentage of the premium, details can be provided on request. HSBC does not guarantee or accept liability for any products offered by Allianz. Discounts may not be applied to any flood component of the premium (if applicable).